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2.23.2013

Car Insurance | Why you should get one and what you can get from it.

Whether it's a top-of-the-line luxury car, a brand new sedan, or a rustbucket from the late 1990's, it is important that the vehicle you're driving is insured. Car insurance is extremely important for so many reasons.  Not only does it protect you in case an accident occurs, it also protects the people who may be riding with you in the car. Moreover, it also safeguards your family members who may drive your car. Simply put, the insurance protects you, your loved ones, and of course, your car.

When it comes to auto insurance, there is one name that has earned its reputation and is well-renowned in the market - The Hartford. Providing innovative car insurance features that come with a myriad of benefits, The Hartford makes sure that you get the most out of the money you spend.
Photo credit: Cars Avenue
The RecoverCare Car Insurance Benefit for instance, pays for the services  that you might need whilst you are nursing your injury. Say you need to hire someone to do your laundry, mow the lawn, clean the house - whatever service you need, The Hartford will help you pay for it.

They also have the Lifetime Car Repair Assurance which covers the repairs for your car for as long as you own or lease your vehicle. With over 1,600 accredited auto repair shops to choose from, policyholders across the country can enjoy this benefit whether they're in Connecticut, or elsewhere in the United States.

Another notable feature is the New Car Replacement benefit.  In the event of total loss of a new car within the first 15 months or 15,000 miles after you purchased it (whichever comes first), The Hartford shall replace it with a new vehicle - the same make, and model as the car that was lost. And with no deduction for depreciation at that.

Most importantly, there's the 24/7 Claim Hotline, with customer service agents working round the clock and ready to take your call day or night - because The Hartford believes that claim support is a key feature of car insurance.

For those who are willing to take the extra mile, there are Auto Insurance Upgrade Features available that allows you to enjoy even more benefits aside from the standard benefits mentioned above.

11 replies:

Debarpan Mukherjee said...

Always do car insurance ,it's a real important thing but we should take care to terms and condition also on the time of insurance.

Franc said...

It's always safe to have insurance as you just don't know what can happen in the road.

YANI said...

Car insurance is a necessity. Securing one will make you at ease.

MaryJane Tauyan said...

those are very nice and very informative tips for those people and of course me as well if ever I can have car in the future this tips woud be so helpful! xx

MOMMETIME said...

Yes, car insurance is VERY important. Thank you for sharing tips.

The Budget Diet said...

It's important to review your policy each year and shop around!

Karen Dawkins said...

Car insurance is mandatory where we live. We just switched car insurance companies -- and I'd encourage everyone to shop around each year before insurance renewal. You may fall into a different category from one year to the next -- and get more favorable rates with one company over another.

We switched from a company that is not invested heavily in keeping families with teen drivers to another company, added a car, and pay less! WOOT!

Cody said...

Car insurance is a must here in the States, and you can't do much with your vehicle without it! Thanks for reminding us why it's so important!

Addicted to Recipes said...

Like Karen, car insurance is mandatory where we live too. I wouldn't imagine ever taking the chance of driving without insurance. Our insurance is government run, so we aren't able to shop around like so many others.

Anonymous said...

Great tips! It's so important to get car insurance. Even if you are a cautious driver, not everyone else out on the road is!

Unknown said...

Auto insurance is vital for every vehicle owner. Almost all of the US states has recognized the importance of insurance protection, and Louisiana isn’t any exception to that as well.
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